Ask Joe

Terms of use

Lease End Live is run by Champion Auto Finance. By using this site, the podcasts or the community, you agree to these terms. Last updated: October 12, 2026.

Information only, not advice

Episodes, transcripts and posts are general information about car leases and lease buyouts. They are not legal, tax or financial advice, and they are not an offer of credit. Your lease contract, your lender and your state's rules decide what applies to you. Champion Auto Finance is a NJ DOBI-licensed financing partner, not a lender, coordinating lease buyout financing for drivers nationwide. Approvals and terms are subject to lender underwriting. Nothing on this site or in these episodes is legal, tax or financial advice.

How the show is made

The Lease End Minute and Keys or Keep are produced by Champion Auto Finance and hosted by Joe, Managing Director. Listener questions are composites based on the kinds of questions people ask us; names and details are changed.

Who can post

You must be 18 or older to create an account or post. Keep your sign-in link private; you are responsible for what is posted from your account.

Your posts

You keep ownership of what you post. By posting, you give Champion Auto Finance permission to display, store and share it on this site and in our shows, for example by reading a comment on air with your display name. Posts must follow the community rules. Posts reflect the views of the people who write them, not Champion Auto Finance.

Moderation

We may hold, edit for privacy, remove or decline any post, and suspend accounts that break these terms or the community rules. To report a post, use the report button or email info@championautofinance.com.

Our content

The episodes, artwork, transcripts and site design belong to Champion Auto Finance. You may share links and use our embed player; please don't re-upload or sell our episodes.

No warranty

The site and shows are provided as they are. We work to keep them accurate and current, but rates, rules and lender policies change, and we can't promise every detail is correct for your situation. To the extent the law allows, Champion Auto Finance is not liable for decisions made based on this content.

Changes and contact

We may update these terms; the date above shows the latest version. These terms are governed by New Jersey law. Questions: info@championautofinance.com, (732) 618-2036. See also our privacy page.